Healthcare in America, a slow-motion disaster with tens of millions unable to afford basic treatment. In one thousand rural counties, life expectancy is actually dropping. While presidential candidates promise change, free clinics struggle with overwhelming demand. Inside USA travels to the forgotten America to meet the people on the frontline.

There is a deepening crisis in America's hospital emergency rooms. More and more patients are showing up for care without the ability to pay for it. Making the doctors and short term installment loans as two things that Americans should not have to do without. Healthcare is crucial in order to keep people healthy. For those financial emergencies, small consumer loans should be an option. If what the latest Physicians’ Foundation survey says is true, then doctors will definitely be feeling the sting. The Physicians’ Foundation strives to promote the safety of patients and doctor education. Seventy-eight percent of doctors who responded to their survey believe that there are already too few family physicians. Almost half of those who responded are angry that the government and HMO regulations have ruptured their ability to care for their patients, some even looking to quit their practices. As the population grows under this decree, the ratio of doctor to patient will eventually stretch to a breaking point. This situation is very similar to the current events that are threatening our financial freedom. If the government and banks succeed in eliminating the consumer’s freedom to choose what kind of small-scale emergency financing – like installment loans – customers will be driven to less practical, undesirable alternatives. Studies, like one conducted by Economics Professor Jonathan Zinman of Dartmouth College, have shown that the consumer’s economic well-being will drop if payday installment loan services are capped and wiped out. We all must demand a stop to overregulation. Every consumer must have the right to have a choice of health and a choice for any type of financing the best suits them.
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